Direct Debit Test Scenarios

To test your Direct Debit (DD) payment method within your embedded payments solution, you may use the following scenarios. Note that you must make sure that the customer's (payer) first name is as mentioned in the left column.

Customer First Name	Description	What happens on mandate creation	What happens on Direct Debit collection creation
Successful	The customer’s payment is collected successfully and paid out to you.	The mandate is active.	The payment will be paid out.
Penniless	The customer’s payment can’t be collected, for example, because they don’t have enough money in their account.	The mandate is active.	The payment will fail.
Fickle	The customer’s payment is collected successfully, but is then charged back by the customer disputing it with their bank.	The mandate is active.	The payment will be paid out, and will then be marked as charged back.
Invalid	The customer’s mandate can’t be set up because their bank details are rejected by the banks as invalid.	The mandate is rejected.	N/A

To test your Mandate set up flow via UI, you can use the following details:

Fields	Values	Result
Bank details	Account number: 55779911 Sort code: 200000	Will pass validation
	Account number: 12000000 Sort code: 000001	Will fail
Address	15 George Eliot, London WC2N 5DU, UK	Will pass validation
	Any address combination + NG11 6J90	Will fail